Smart Collection that
Multiplies Your Results
Strategic AI-powered collection platform for companies and agencies.
Negotiate, close deals, and recover debts across 4 simultaneous channels.
Smart scoring, predictive strategy, and self-negotiation portal.
More Recovery
AI Operating
Response Time
Less Costs
3 Steps. Zero Manual Effort.
From portfolio import to closed deals, everything happens automatically.
Import Your Portfolio
Upload your debtor spreadsheet or connect via API. The system automatically classifies by risk, profile, and priority using ERPCob Score™.
AI Takes Over Collection
Automatic multichannel cadences: WhatsApp, SMS, Email, and AI Voice. The autonomous engine decides the best action, timing, and tone — no human intervention.
Deals Close Themselves
AI detects agreements in conversations, generates personalized negotiation links, and sends them to the debtor for confirmation. 24/7 self-negotiation portal.
Intelligence that Empowers Your Team
6 AI modules working alongside your operation to maximize every cent recovered.
Autonomous Engine
Decides on its own when to collect, which channel, which tone. Auto-executes actions with ≥80% confidence, no manual approval.
ERPCob Score™
Score from 0 to 100 per debtor with classification: Cooperative, Procrastinator, Avoider, Reactive. Prioritizes who is most likely to pay.
Forecasting Engine
Recovery forecast at 7 and 30 days with target risk analysis. Know how much you'll recover before it happens.
Sentiment Analysis
Every message is analyzed in real time. Detects vulnerability, frustration, openness to negotiate, and suggests the ideal tone.
Self-Negotiation Portal
Debtors receive a secure link and negotiate on their own 24/7. No login, no password. AI detects verbal agreements and fills in automatically.
Strategic Dashboard
What-if simulator, AI timing optimization, AI vs. Humans ranking, and portfolio clustering by risk profile.
4 Channels. 1 Smart Cadence.
AI automatically orchestrates the ideal contact sequence with configurable delays, automatic retries, and priority escalation.
Segmented campaigns with dynamic templates and high deliverability
SMS
Direct messages with 98% open rate
Real-time conversations with conversational AI and approved templates
AI Voice
Calls with natural voice via ElevenLabs, with automatic transcription and summary
Integrated with the Leading ERPs on the Market
Connect ERPCob to your management system. Invoices, settlements, reconciliation, and status always synced in real time.
Large-Scale ERPs
- Invoice synchronization
- Automatic settlement of deals
- Real-time status updates
Mid-Size ERPs
- Portfolio import via API
- Financial reconciliation
- Integrated reports
Legacy Systems
- Custom connectors
- Spreadsheet import
- Configurable webhooks
CRMs & Fintechs
- Bidirectional sync
- Unified history
- Flow automation
Didn't find your system? We develop custom integrations.
With ERPCob vs. Without ERPCob
Those Who Use ERPCob, Recover More
"We increased our recovery rate by 280% in the first 3 months. AI complemented our team and now we operate at a scale that was previously impossible."
Carlos Silva
CFO, XYZ Financial Group
Recovery
"As a collection agency, ERPCob gave us superpowers. We handle 10x more cases without increasing staff. Our clients are impressed with the results."
Ana Costa
Partner, Cobrar+ Agency
More Cases
"ERPCob Score showed us we were prioritizing the wrong debtors. With AI, we direct our team where it really matters. ROI in the first month."
Roberto Santos
CEO, Fintech Solutions
Positive ROI
LGPD Compliant
100% compliance
E2E Encryption
Protected data
99.9% Uptime
Guaranteed SLA
Multi-company
Centralized management
Ready to Boost Your Collection Operation?
Schedule a personalized demo and see ERPCob's AI in action with real data from your portfolio. Setup in up to 48 hours.